Tus as -khauj (sib koom) tus as khauj yog cov txhab nyiaj hauv txhab nyiaj uas raug tswj los ntawm tus neeg thib peb. Feem ntau tus as khauj no yog siv los ntawm cov neeg yuav khoom thiab muag khoom hauv kev muag vaj tsev. Tus neeg muag khoom feem ntau lees txais tus neeg yuav khoom tso nyiaj thiab qhib cov nyiaj sib koom nrog tus sawv cev lossis tuam txhab. Cov neeg ua haujlwm hauv tus as khauj saib xyuas qhov kaw thiab ua kom ntseeg tau tias ob tog tau txais lawv lub sijhawm. Koj kuj tseem tuaj yeem tsim tus as-qhauj tus account yog tus tswv tsev tsis kam kho vaj tsev, lossis yog tias koj xav tsim tus as khauj tshwj xeeb los them nqi uas tsis yog txhua hli.
Kauj ruam
Txoj Kev 1 ntawm 3: Qhib Nyiaj Txiag Rau Vaj Tsev
Kauj Ruam 1. Txiav txim siab yog vim li cas koj thiaj xav tau tus as khauj account
Tus as -qhauj tus as -qhauj khaws nyiaj, ib yam li tus as -qhauj hauv txhab nyiaj, tshwj tsis yog tias cov nyiaj tau tuav los ntawm lub tuam txhab escrow. Lub tuam txhab escrow tsuas yog xa nyiaj yog tias ua tau raws li cov xwm txheej.
Cov nyiaj sib koom feem ntau siv rau kev ua lag luam vaj tsev. Yog tias tau txais cov lus pom zoo ntawm kev muag khoom, tus neeg sawv cev escrow yuav xa cov nyiaj mus rau tus muag khoom. Yog li, tus neeg sawv cev escrow lav rau kev sib pauv thiab ua kom ntseeg tau tias ob tog ua tiav lawv lub luag haujlwm
Kauj Ruam 2. Nyeem cov nqe lus ntawm kev yuav khoom
Tus as -qhauj tus as -qhauj raug tsim los ntawm tus neeg sawv cev escrow. Cov neeg sawv cev vaj tsev feem ntau muab lub npe ntawm cov tuam txhab escrow siv hauv daim ntawv cog lus yuav khoom. Saib rau daim ntawv cog lus yuav khoom thiab nyeem nws kom pom lub npe ntawm cov tuam txhab escrow siv.
Yog tias koj siv tus neeg sawv cev los yuav thiab muag lub tsev, nws lossis nws yuav tsum saib xyuas teeb tsa tus as -qhauj account
Kauj Ruam 3. Nrhiav koj tus kheej tus neeg sawv cev
Koj tuaj yeem muag koj lub tsev "ntiag tug", uas txhais tau tias tsis siv tus neeg sawv cev vaj tsev. Hauv qhov xwm txheej no, koj yuav tsum nrhiav tus neeg sawv cev escrow. Koj tuaj yeem pom nws hauv ntau txoj hauv kev:
- Nug lub txhab nyiaj.
- Nrhiav hauv internet. Ntaus “tuam txhab tuav pov hwm” thiab lub nroog lub npe rau hauv koj lub tshuab tshawb fawb uas koj nyiam. Koj tuaj yeem hu rau tus lej teev tseg.
- Hu rau lub koom haum pov hwm vaj tse. Qee zaum cov koom haum no tseem yuav tsim cov nyiaj sib koom ua ke.
Kauj Ruam 4. Sau cov ntaub ntawv xav tau
Koj yuav tsum tau muab qee cov ntaub ntawv rau lub tuam txhab escrow txhawm rau qhib tus account. Cov ntaub ntawv tuaj yeem sib txawv me ntsis nyob ntawm lub tuam txhab, tab sis lawv feem ntau nug txog:
- Tus neeg muag khoom lub npe thiab chaw nyob
- Tus neeg yuav khoom lub npe thiab chaw nyob
- Tus nqi yuav khoom, chaw nyob thiab cov khoom piav qhia
- Lwm cov ntaub ntawv qhia, piv txwv tias leej twg ua qhov kev tshuaj xyuas
- Cov ntaub ntawv nyiaj txiag
- Xauj, yog muaj
- Txhua yam khoom ntiag tug koom nrog hauv kev muag khoom
- Tus nqi ntawm qhov tso nyiaj kom haum rau hauv tus as -qhauj tus as khauj
Kauj Ruam 5. Mus ntsib lub tuam txhab escrow
Teem lub rooj sib tham kom koj tuaj yeem ua tiav cov ntaub ntawv tsim nyog. Ob tus neeg muag khoom thiab tus neeg yuav khoom tuaj yeem qhib tus as khauj nyiaj, txawm hais tias feem ntau nws yog tus muag khoom uas ua. Koj yuav tsum nqa cov nyiaj tso cia, thiab tham txog cov kev muag khoom.
Nco ntsoov tias tus neeg sawv cev escrow yuav tsum ua kom ntseeg tau tias ob tus neeg muag khoom thiab tus neeg yuav khoom ua tiav lawv lub luag haujlwm. Koj yuav tsum tham nrog tus neeg sawv cev escrow txog txoj haujlwm no. Nqa ib daim qauv ntawm daim ntawv cog lus yuav khoom vim qhov no yog qhov uas feem ntau ntawm cov luag num tau teev tseg
Kauj Ruam 6. Txais tus lej escrow
Tus lej cim no yuav xav tau thaum twg koj nug cov lus nug lossis tau txais cov hloov tshiab los ntawm tus neeg sawv cev escrow. Nco ntsoov tias koj khaws nws hauv qhov chaw nkag tau yooj yim, xws li sau hauv koj lub hnab nyiaj lossis hauv koj lub xov tooj.
Txoj Kev 2 ntawm 3: Ua Tus Qiv Escrow
Kauj Ruam 1. Txheeb xyuas kev txhim kho uas yuav tsum tau ua
Hauv qee thaj chaw, koj tuaj yeem ncua kev xauj tsev los ntawm tus tswv tsev uas tsis kho kom raug. Cov kev kho no tsis tuaj yeem yog qhov me, xws li tawg me me hauv phab ntsa lossis ploj linoleum lossis vuas.
Ntawm qhov tod tes, escrow tsuas tuaj yeem siv rau kev txhim kho tseem ceeb thiab ua rau muaj kev hem thawj loj rau kev noj qab haus huv thiab kev nyab xeeb. Piv txwv li, yog tias lub rhaub dej tsis qhib rau lub caij ntuj no, qhov kev hem thawj no tau ua tiag
Kauj Ruam 2. Qhia rau cov tswv tsev txog qhov kev hem thawj no
Feem ntau txoj cai lij choj xav kom koj muab sijhawm rau cov tswv tsev los kho ua ntej ncua kev xauj tsev. Yog li, koj yuav tsum muab daim ntawv pov thawj rau tus tswv tsev uas yuav tsum tau kho dua.
- Piav qhov teeb meem ntawm chav tsev kom meej.
- Tsis tas li, sau kom meej tias qhov teeb meem yuav tsum tau kho sai li sai tau.
- Nco ntsoov tias koj ntaus ntawv thiab xa nws, zoo dua ib qho uas muaj kev ceeb toom tias tus neeg txais tau txais tsab ntawv. Tuav daim ntawv txais nyiaj pov thawj tias tus tswv tsev tau txais daim ntawv pov thawj.
Kauj Ruam 3. Tos
Cov tswv tsev feem ntau muab sijhawm "tsim nyog" los kho. Yog tias qhov ua txhaum loj dua, tus tswv tsev yuav tsum daws qhov teeb meem sai li sai tau.
Feem ntau, yog tus tswv tsev tsis ua haujlwm hauv 30 hnub, koj tsis tas yuav tos ntxiv lawm. Koj tuaj yeem mus tom tsev hais plaub thiab thov "daim ntawv cog lus cog lus"
Kauj Ruam 4. Tau txais daim ntawv los ntawm cov neeg ua haujlwm
Nrog daim ntawv cog lus xauj tsev, koj tsis them tus nqi xauj tsev ncaj qha rau tus tswv tsev. Hloov chaw, koj tso nyiaj rau hauv tus ntawv cog lus, uas khaws ntau txog thaum tus tswv tsev kho. Yog tias koj xav ua daim ntawv cog lus cog lus, cov neeg ua haujlwm hauv tsev hais plaub yuav muab daim ntawv rau koj ua kom tiav.
Daim ntawv no tej zaum yuav muaj lub npe "Daim Ntawv Thov thiab Daim Ntawv Pom Zoo rau Tus Xib Fwb Xib Hwb Escrow," "Daim Ntawv Thov Hauv Kev Nqes Tus Nqi Escrow," lossis lwm lub npe
Kauj Ruam 5. Ua kom tiav daim ntawv
Xyuas kom koj nkag mus rau cov ntaub ntawv kom raug, siv tus lej dub lossis tus ntaus ntawv. Hauv qee thaj tsam, koj tuaj yeem rub tawm cov ntawv thiab ntaus cov ntaub ntawv ncaj qha. Thaum txhua daim ntawv sib txawv, koj ib txwm nug kom:
- Koj lub npe thiab chaw nyob
- Tus tswv tsev lub npe thiab chaw nyob
- Tus nqi xauj tsev
- Cov xwm txheej phom sij txaus ntshai
- Hnub tim ceeb toom rau tus tswv tsev
- Qhov uas koj thov rau tus nqi xauj tsev
- Koj kos npe
Kauj Ruam 6. Xa cov ntawv ceeb toom mus rau cov tswv tsev
Txij li thaum koj yuav ua daim ntawv cog lus cog lus, yuav tsum ceeb toom rau tus tswv tsev. Feem ntau, koj tuaj yeem xa daim ntawv theej ntawm koj daim ntawv thov, nrog rau "hu" uas yog cov ntaub ntawv raug cai uas tuaj yeem tau txais hauv tsev hais plaub.
Nug cov neeg lis haujlwm hauv tsev hais plaub txog kev lees txais txoj hauv kev
Kauj Ruam 7. Tuaj koom qhov kev sib tham
Ua ntej tus kws txiav txim plaub ntug ua daim ntawv cog lus xauj tsev, koj yuav tsum tau koom nrog lub rooj sib hais. Koj yuav tsum piav qhia qhov laj thawj ntawm kev ncua kev xauj tsev thiab kev cog lus tseg. Xyuas kom koj nqa ntawv pov thawj tias koj muaj:
- Cov pov thawj uas tuaj yeem lees paub qhov xwm txheej txaus ntshai ntawm lub tsev
- Cov duab lossis yeeb yaj kiab ntawm kev phom sij ntawm lub tsev.
- Luam daim ntawv ceeb toom rau tus tswv tsev
Kauj Ruam 8. Them tus nqi xauj tsev rau tus as khauj
Yog tias tus kws txiav txim plaub ntug tsim tus as -khauj tus as -qhauj, nqi xauj tsev yuav tsum tau them ntawm no tsis tu ncua. Nco ntsoov tias koj tseem them tus nqi xauj tsev ntxiv vim tus kws txiav txim plaub ntug tuaj yeem kaw cov ntawv cog lus yog tias koj tsis quav ntsej.
- Tus kws txiav txim plaub ntug yuav xaj qee qhov lossis tag nrho cov nyiaj hauv cov ntawv cog lus muab rau tus tswv tsev los pab kho vaj tsev.
- Yog tias tus tswv tsev tsis kam kho, tag nrho cov nyiaj hauv tus ntawv cog lus rov qab los rau koj.
Txoj Kev 3 ntawm 3: Tsim Tus Kheej Tus Kheej Tus Kheej
Kauj Ruam 1. Txheeb xyuas koj cov kev xav tau
Tus as -qhauj tus as -qhauj muaj txiaj ntsig zoo rau cov uas nyuaj rau kev tswj hwm cov nuj nqis. Tus as khauj no tsis yog tus txheej txheem escrow; tsis muaj tus neeg thib peb saib xyuas tus as khauj. Txawm li cas los xij, koj tuaj yeem khwv tau nyiaj los ntawm kev faib cov nyiaj mus rau hauv tus as khauj cais. Cov ntawv tshwj xeeb feem ntau siv rau lub hom phiaj hauv qab no:
- Cov nuj nqis tsis yog txhua hli, xws li daim nqi them peb lub hlis rau kev pov hwm tsheb lossis kev koom nrog ua si txhua xyoo. Kev tuav tus kheej tuaj yeem pab txuag cov peev txheej tsim nyog rau cov nuj nqis no.
- Tsis tau npaj siab. Cov no yog qhov me me, feem ntau tsis tau xav txog, xws li khoom plig rau cov tswv cuab tog, tsis tau them nqi tshuaj vet, kho tsheb, thiab lwm yam.
Kauj Ruam 2. Xam cov nyiaj xav tau
Koj yuav tsum tau taug qab koj daim nqi rov qab ib xyoos kom paub seb tus nqi uas tsis yog-tus nqi txhua hli. Koj kuj yuav tsum tau them sai sai rau cov nuj nqis uas tsis tau npaj tseg, xws li khoom plig rau raug caw tuaj koom ib tog. Cov nqi uas tsis yog txhua hli tuaj yeem yog:
- Nyiaj pov hwm tsheb
- Sau npe tsheb
- Kev kho tsheb thiab kho tsheb
- Nyiaj pov hwm lub neej
- Tus nqi sablaj
- Tus kws kho tsiaj
- Tam sim no
- Hnub so khw
- Nqi kawm ntawv lossis nqi kawm ntawv
Kauj Ruam 3. Qhib txhab nyiaj khaws cia
Koj yuav tsum qhib cov nyiaj khaws cia cais (lossis tus as khauj tso nyiaj lub sijhawm) uas tuaj yeem siv rau qee lub hom phiaj, xws li them nqi uas tsis yog txhua hli. Koj tseem tuaj yeem qhib cov nyiaj cais rau txhua tus ntawm koj cov nuj nqis uas tsis yog nyiaj hli, txawm hais tias kev tswj hwm lawv tuaj yeem nyuaj.
- Txhawm rau kom tau nyiaj zoo rau koj tus as khauj, ntxiv tag nrho koj cov nqi uas tsis yog txhua hli thiab faib los ntawm 12. Qhov no yog cov nyiaj uas xav tau tso rau hauv koj tus as khauj txhua lub hlis.
- Nws yog lub tswv yim zoo los qhib kev tso nyiaj tsis siv neeg kom cov nyiaj tau txiav ncaj qha los ntawm koj daim tshev nyiaj hli. Yog tias koj tau them nyiaj ob lub lis piam, faib tus lej los ntawm 26.
Kauj Ruam 4. Them tus nqi uas tsis yog txhua hli los ntawm tus as khauj
Thaum cov nqi tsis tau tshwm sim, tsis txhob hnov qab thim cov nyiaj los ntawm tus as -qhauj account. Txoj kev ntawd, koj tsis tas yuav thim koj cov nyiaj khaws cia ib txwm muaj thiab/lossis txheeb xyuas tus as khauj.
