Nws yog ib qho tseem ceeb kom paub ntau npaum li cas ib yam khoom raug nqi ua ntej koj yuav nws. Kev yuav khoom tsis yog yooj yim li tsuas yog saib ntawm tus nqi ntawm cov khoom. Kev muag se yuav tsum tau ua tib zoo txiav txim siab tus nqi muag. Cov nqi se ib txwm nce ntxiv, cov se no muaj kev cuam tshuam loj heev thaum yuav khoom. Siv cov lus qhia no los kawm paub yuav suav li cas se muag khoom thaum yuav cov khoom lag luam muag khoom.
Kauj ruam
Txoj Kev 1 ntawm 4: Xam Tag Nrho Cov Muag Khoom
Kauj Ruam 1. Muab tus nqi ntawm qhov zoo lossis kev pabcuam los ntawm cov se muag khoom kom pom tag nrho kev muag khoom
Cov mis yog raws li hauv qab no: "Tus nqi ntawm cov khoom lossis cov kev pabcuam" x "se muag" (hauv daim ntawv decimal) = "tag nrho cov se muag". Ntxiv se muag rau tus nqi khoom lossis kev pabcuam kom tau txais kev muag tag nrho.
Xam Cov Nyiaj Se Muag
Hloov qhov feem pua mus rau zauv. Piv txwv li:
7.5% se muag rau 0.075 hauv cov lej
3.4% se muag rau 0.034 hauv cov lej
5% se muag rau 0.05 hauv cov lej
Cov mis:
Nqe khoom lossis kev pabcuam x muag se (hauv daim ntawv zauv) = tag nrho cov se muag.
Piv txwv:
IDR 600,000 (tus nqi khoom) x 0.075 (se muag) = IDR 45,000 tag nrho cov se muag.
Kauj Ruam 2. Thaum koj tau suav cov se muag, nco ntsoov ntxiv cov se muag khoom mus rau tus nqi tiag kom tau tag nrho kev muag
Yog tias tag nrho cov se muag khoom yog IDR 50,000 thiab tus nqi tiag ntawm cov khoom yog IDR 1,000,000, tom qab ntawd tag nrho cov nqi uas tshwm sim yuav yog IDR 1,050,000.
Txoj kev 2 ntawm 4: Piv txwv
Kauj Ruam 1. Sim ua piv txwv hauv qab no
Koj yuav pob ncaws pob uas cov se muag khoom yog 2.9%. Tus nqi ntaus pob yog IDR 250,000. Tag nrho tus nqi ntawm kev ntaus pob, suav nrog cov se muag?
Teb
Hloov pauv cov se se feem pua rau daim ntawv zauv: 2.9% rau 0.029.
Sib npaug los ntawm tus nqi ntawm cov khoom: IDR 250,000 x 0.029 = IDR 7,250, yog li tus nqi tag nrho yog IDR 257,250.
Kauj Ruam 2. Sim lwm qhov piv txwv
Koj yuav cov khoom lag luam lag luam nrog se muag yog 7%. Tus nqi muag khoom yog IDR 3,000,000. Tus nqi tag nrho ntawm cov khoom lag luam muag khoom, suav nrog se muag?
Teb
Hloov pauv cov se se feem pua rau daim ntawv zauv: 7% rau 0.07.
Sib npaug los ntawm tus nqi ntawm cov khoom: IDR 3,000,000 x 0.07 = IDR 210,000, yog li tus nqi tag nrho yog IDR 3,210,000.
Kauj Ruam 3. Sim qhov piv txwv thib peb
Koj yuav lub tsheb nrog them se muag ntawm 6.25%. Tus nqi tsheb yog Rp. 150,000,000. Tus nqi tsheb tag nrho, suav nrog se muag?
Teb
Hloov pauv cov se se feem pua rau daim ntawv zauv: 6.25% rau 0.0625.
Sib npaug los ntawm tus nqi ntawm cov khoom: IDR 150,000,000 x 0.0625 = IDR 9,375,000, yog li tus nqi tag nrho yog IDR 159,375,000.
Txoj Kev 3 ntawm 4: Xam Xaj Qhov Muag Se
Kauj Ruam 1. "Rov suav dua" los ntawm kev ua haujlwm rov qab, tsuav koj paub tus nqi tseeb ntawm ib yam khoom lossis kev pabcuam
Piv txwv li, yog tias koj yuav lub khoos phis tawj, tus nqi sau npe rau lub khoos phis tawj yog Rp. 12,000,000, thiab tag nrho cov nqi yog Rp. 12,660, 000, txhais tau tias cov se muag khoom yog Rp. 660,000. Qhov nyiaj se muag nruab nrab yog dab tsi?
Piv txwv
Piv txwv li, koj yuav lub khoos phis tawj rau Rp. 12,000,000 thiab tom qab ntawd tag nrho cov nqi yog Rp. 12,660,000. Qhov no txhais tau tias cov se muag khoom yog Rp. 660,000. Tus nqi se muag khoom feem pua yog dab tsi?
Ua tus nqi se uas koj yuav tsum tau them tom qab ntawd faib los ntawm tus nqi qub ntawm cov khoom: IDR 660,000 IDR 12,000,000 = 0,055
Hloov cov zauv zauv mus rau feem pua los ntawm kev hloov pauv tus lej ob tus lej mus rau sab xis: 0.055 txog 5.5%
Koj tus nqi se muag khoom yog 5.5%
Txoj Kev 4 ntawm 4: Lwm Cov Ntaub Ntawv
Kauj Ruam 1. Nco ntsoov tias qee lub xeev Asmeskas tsis muaj se muag
Cov xeev suav nrog:
- Delaware
- New Hampshire
- Montana
- Oregon
- Alaska
Kauj Ruam 2. Paub tias kev them se txawv ntawm txhua yam khoom
Ib lub xeev lossis ib cheeb tsam, xws li Cheeb Tsam Tsev Kawm Ntawv Columbia, tej zaum yuav tau them se muag tag nrho ntawm 6%, tab sis cov se muag ntawm cawv thiab zaub mov npaj noj yog 10%.
- Piv txwv li, New Hampshire, tsis muaj se se muag dav dav tab sis tseem muaj 9% se ua noj ua haus.
- Piv txwv li, Massachusetts, tsuas xam cov se uas cuam tshuam txog kev muag khaub ncaws thaum daim nqi tshaj $ 175. Yog li yog tias koj yuav khaub ncaws rau qis dua $ 175 hauv Massachusetts, tsoomfwv lub xeev yuav tsis them se rau nws.
Kauj Ruam 3. Nco ntsoov xyuas cov cai uas siv rau qhov chaw koj nyob thaum xam cov se muag
Peb tsis nquag tham txog "se muag khoom hauv nroog," tab sis nws muaj nyob. Tab sis tib neeg feem ntau thov ncaj qha muag se hauv qee lub xeev. Yog tias koj xav paub tias yuav tsum tau them nyiaj ntau npaum li cas rau qee cov se khoom lag luam, txheeb xyuas koj cov cai se hauv nroog kom paub ntau ntxiv.